Farwita, S., N. Arsyad, I. Ibadurrahman, J. Utomo, and I. Mutmainnah. “Fintech Integrated Economic Education Model: Improving Inclusive Financial Competence Among Millennial MSMEs ”. Journal La Edusci, Vol. 6, no. 4, Oct. 2025, pp. 682-00, https://newinera.com/index.php/JournalLaEdusci/article/view/5491.